Attention homeowners in Oakland and Alameda County: Get an Appraisal today!
Check out the top reasons CA homeowners hire Bryant REA:
Do you own a home in or near Oakland? Do you need help deciding the value of your real estate?
At Bryant REA, we understand the unique needs of a homeowner after appraisal services. Our regular business clients are used to the appraisal process and the usual reporting formats. Being a consumer that most likely doesn't look at appraisals on a regular basis,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. Bryant REA is seasoned in helping folks just like you rid themselves of unwanted and unneeded PMI insurance.
Challenge a property tax assessment
Lets say you live in a region that's declining -- your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. A professional appraisal from Bryant REA is your chief weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your house is in a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Bryant REA can help you reinstate your home equity line of credit with efficient appraisal.
We Also Provide Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for precision or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Bryant REA can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.