Attention homeowners in Oakland and Alameda County: Need an appraisal?
The top 7 reasons why CA homeowners hire Bryant REA:
Own a home in or near Oakland, CA and need help determining the value of it?
At Bryant REA, we understand the unique needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Bryant REA will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We're qualified in helping folks just like you abolish unwanted PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if you live in an area that is going down. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. A professional appraisal from Bryant REA is your chief weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Bryant REA can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for precision, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Bryant REA can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.